Montgomery County · Ohio
Sell Your Behind on Payments House Fast in Dayton
Ohio is a judicial foreclosure state, meaning a lender must file a lawsuit in the county Court of Common Pleas before your home can be sold — a process governed primarily by Ohio Revised Code Chapter 2323 and Chapter 5721. After your first missed payment, most loan servicers wait until you are at least 120 days delinquent before filing the foreclosure complaint, in line with federal CFPB mortgage servicing rules. Once the complaint is filed, the entire court process — including service of summons, a default or summary judgment, and the scheduling of a sheriff's sale — typically takes an additional six to twelve months depending on court backlog and whether you respond to the lawsuit. Before the sheriff's sale date is confirmed, homeowners have real options: a loan modification, a short sale, a deed in lieu of foreclosure, or a direct cash sale can all stop the process and, in many cases, let you walk away without a deficiency judgment following you.
- Cash offer before your next missed payment
- Stops the foreclosure process immediately
- We pay off all back payments at closing
- Close in 7 days or your timeline
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your Michigan home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
We can close in as little as 7 days, or on your timeline. Most sellers close within 2–3 weeks.
No. We buy houses as-is in any condition. Take what you want and leave the rest.
We buy throughout Ohio, including Dayton.
None. We pay all closing costs and there are no realtor commissions. The offer we make is what you receive.
We look at the property's after-repair value, the cost of needed work, and current market conditions. We aim to give you the highest fair offer we can.
Yes. Once we see the property, we can discuss the details and work toward a number that works for both sides.
Not a problem. We work with homeowners in difficult financial situations every day and can often close quickly enough to prevent further damage.
No showings, no repairs, no 3–6% agent commission, no waiting 60–90 days. You get certainty and speed instead of maybe getting an offer someday.